HOÀN PHÍ TRADINGWhat being an IB pays: income from referral commission
Every lot your group closes generates a commission. The broker pays that out, steadily, to somebody. If your name is not on a partner account, that somebody is not you. Ten years in this trade, and I will tell you the downside as plainly as the upside.
- A higher rate than the default tier
- An EA that pushes signals automatically
- Someone on duty looking after clients with you
- Gifts to help you hold your group
- How I actually use AI to work faster
Three reasons to put your name on it
Income that repeats
While your clients keep trading it arrives every month, with nothing to sell again. Quite unlike selling a course or a product, where the sale ends it.
No capital, no stock
Nothing to buy in, no price risk to carry, no joining fee. What you put in is the relationships and the time you already have.
Counted on lots, not on deposits
The commission comes out of trading fees your clients already pay. Nobody needs to deposit more, and nobody needs to lose for you to earn.
Work it out in 30 seconds
Take the number of people in your group, times the lots each of them trades in a month, times what the broker pays per lot. That last figure is exactly what the broker table shows — between 4 and 39 dollars a gold lot, depending on the broker and the tier.
Ten people, five lots each
Fifty lots a month. At a broker paying around 20 dollars a gold lot, that lands near 1,000 dollars. This is an example of the arithmetic, not a promise.
That money is already being paid
It is not new money squeezed out of clients. It is what the broker already spends on whoever referred them, every month — the only question is to whom.
The steadier the group, the clearer it gets
A few people trading now and then adds up to little. A group trading every week is a different matter — that is when putting your name on it is worth doing.
The real figure depends on the broker, the partner tier and what your group trades. Message me with the broker name and a rough volume and I will work it out on the rate actually in force.
What a broker IB actually is
An IB is a broker's referrer — short for Introducing Broker. Every broker runs one of these programmes. You open an IB account in your own name, the broker gives you your own link and your own portal to read the numbers. Clients who come in through that link earn you a commission on every lot they close.
Your account, at the broker
Not an account I hand you. You log in with your own details, read the numbers in the broker's portal, and the broker pays you directly on its own schedule.
You never hold client money
Client money stays with the broker from start to finish. You receive nothing, place no trades for anyone, and carry no responsibility for their profit or loss.
Nothing binds you to me
No contract, no targets, no joining fee. Stop whenever you like — the partner account stays yours.
Four steps to becoming a broker IB
The only real work is step 2. The other three are talking and waiting for the broker to approve.
- 01
Message me
Tell me roughly how many people are in your group and which brokers they use. I will say plainly which brokers suit and which do not.
- 02
Register with the broker
You sign up to the broker's partner programme through my referral link. The application is in your name, and the broker approves it.
- 03
The broker issues your link
You get your own link and your own partner portal. Your clients open accounts from there and the broker records them automatically.
- 04
The broker pays you
Read the numbers in the broker's portal and withdraw the way the broker allows. The money goes straight from the broker to you, never through my hands.
Why me and not someone else
Those three figures you have to take on my word — you cannot verify them from outside. And the real question is not whether to be an IB. It is whose line you stand under.
So here are three things you can open and check yourself, right here on this site, before you message me a single word.
I hand my entire share back to retail clients
Ordinary clients coming in under my link get 100% of what I receive. Every payment sits in the public payout ledger, with a date and an amount. Anyone keeping that share for themselves would not dare open the book.
Figures measured on my own live accounts
I hold a running account at every broker and measure the rate on that account. Not the fee sheet brokers send partners to go recruiting with.
I say what is wrong with a broker too
Which ones have had a rating removed, which have swarms of fake sites, which are a nuisance to withdraw from — I write it out instead of only showing off the high rates.
What you get by working with me
Here is what comes with being an IB under my line, starting with the rate the broker pays you. I use all of it every day; none of it is a service package bolted on. Use it or not as you like, at no extra cost.
A higher rate than the default tier
My line sits at a high tier at every broker in the table, so the broker places you on that tier from the start rather than the beginner default. The exact rate is the broker's to set and moves with volume — open your own partner portal and you will see it.
An EA that pushes signals
The EA I run on my own account, pushing signals to the group automatically, with setup instructions. A group with tools stays longer.
Someone to look after clients with you
When you are busy or away, someone on duty answers your clients. Looked-after clients do not drift off.
Gifts for your clients
For holding people through the hard stretches of the market. You do not have to fund this yourself.
How I use AI
Making content and handling clients faster. I show you exactly what I use, not theory.
None of this is a condition for the commission rate the broker gives you. That rate is the broker's decision and I cannot influence it.
Want to see how the EA runs and what the duty staff actually do? Message me and I will show you.
Registering direct with the broker, or through my line
Both routes work. The difference is that the broker pays you more through my line — and what comes with it is another matter entirely.
| Item | Registering direct with the broker | Registering through my link |
|---|---|---|
| The rate the broker pays you | the default tier given to newcomers | higher — every broker in my table sits at a high tier, and the broker places you on it |
| Choosing a broker | you read the broker's own pitch and weigh it up | I give you measurements from live accounts, including where a broker is poor |
| The application | you do it yourself, different at every broker | I walk through it with you and unstick whatever jams |
| Reading the partner portal | you work it out | I show you how to read the numbers and reconcile them with the broker |
| The broker changes rates mid-stream | you watch your own payment history | I run at that broker too, so I notice early and tell you |
| Clients complaining, deposits stuck | you sort it out with the broker | I have Vietnamese walkthroughs ready for each broker |
| Tools for your group | your problem | an EA pushing signals, and duty staff looking after clients with you |
| Asking questions later | you look it up | message any time, no limit on sessions |
| What you pay me | nothing to pay | also nothing — the broker pays my line, and that is my share |
Tell me which broker your group uses and I will tell you straight what tier my line sits at there.
What I get out of it
Said plainly so you do not have to guess: you register under my link, so the broker pays me a share based on your group's volume — the second tier. That is the broker's money. It is not taken out of your share and it is not a fee you pay me.
I run no scheme of my own
Hoan Phi Trading has no in-house IB programme, no separate portal for you, and holds back and redistributes nothing. Everything happens between you and the broker.
Which is why I want you to do well
I only earn while your group genuinely trades, month after month. Pushing you to whichever broker pays me most and then watching your group leave costs me more than it makes.
How the first three months actually go
The money does not arrive the moment you open. This is the real rhythm, including the dullest stretch, so you do not quit halfway thinking you did something wrong.
Pick a broker and apply
One conversation settles the broker. The application takes fifteen minutes. Approval usually takes a few days, longer at some brokers — this part is waiting.
The slowest stretch
Moving your group onto your link. People without an account are easy. People who already opened under another line have to request a transfer, and not every broker approves it. Do not count the whole group into your first month.
The first money
Commission starts arriving on the broker's cycle. It is almost always smaller than the figure you worked out at the top of this page, because only part of the group has moved and nobody trades steadily in that first month.
The numbers start to read
By now they are steady enough to show your group's real volume. This is the point at which it is worth sitting down and asking whether to add a second broker.
The biggest obstacle is not paperwork, it is moving existing accounts. Message me before you tell anyone to open a new one — a few brokers allow a line transfer with open positions intact, and doing it properly saves you people.
Before you tell anyone to open a new account, send me one message — transferring a line the wrong way loses people.
The question you are about to ask
I do not want to look like I am recruiting
You do not need to pull anyone into the market. This only works when your group already trades — your job is to route them through the right link, not to find new people.
What if a client loses and blames me
Say up front that you place no trades for anyone and promise no returns. Many IBs also hand part of the commission back to their group, which reads as a discount on costs and is far easier to talk about.
Registering under you means you take a cut of mine
No, the reverse — you end up on a better rate. My share sits on the tier above, paid separately by the broker, and is not deducted from yours. Open your own partner portal and you will see the rate in force.
I am busy, I have no time
The heavy part is choosing the broker and setting up, a few sessions. After that the broker records clients and calculates by itself, and you just read the numbers.
What to send, and what you get back
So you do not have to work out how to open the conversation.
You send three lines
Roughly how many people are in your group · which broker they use · whether they trade gold, currencies or indices. That is all — no paperwork.
The first session gives you
An estimate worked out on your group's volume · two or three brokers that fit, with reasons · the registration steps · the places newcomers get stuck. About thirty minutes.
You do not have to decide
If it does not look worth it, that is fine — and I will say plainly if your group is not yet big enough. I do not call you back, I do not add you to any group, and the session costs nothing.
Whose line is your group trading under
If the answer is somebody else, the commission from your group flows into their pocket every month, including the months you do nothing. Send me three lines and thirty minutes will tell you whether it is worth doing.
Apply to become an IB
Tell me where you are now and I will tell you straight whether this work suits you. You do not need a trading account yet.